Hello everyone. i am new here and I wonder if I might ask for advice. 

I am administrating a charity that has just received its RCN and looks to help provide some funds for those who care for disabled children. I am trying to apply for grants but, because we are so new, we have no money and therefore no accounts. It seems that many grant-giving organisations need accounts before they will consider you for funding. How do we break the vicious cycle?

I am sure this question has been asked half a quintillion times before. If you could point me to some answers, I would be very grateful.